Due-diligence and analysis of Non-Performing Loan Portfolios is a complex endeavour with a constantly evolving data room and huge amount of information from various due-diligence counterparties to be analyzed within a short span of time. In our experience, more time is spent on consolidating the data from multiple sources and processing it rather than acting on it

Oxane Panorama is a powerful web based NPL due-diligence platform that addresses the above challenge by providing a 360 degree view of the transaction as well as enabling drill down to any level of granularity in the Portfolio (Connection, Borrower, Loan, Property, Tenant, etc.). It brings together all the due-diligence partners (Investor, Servicers, Lawyers, Valuers and Advisors) on one single platform and facilitates sharing of data, documents and information in an easy and transparent manner. Oxane Panorama offers powerful analytics, reporting and additional data points for decision making by geo-mapping the real estate collateral as well as fetching property valuation comparables from previous transactions and real estate web portals. Our web based application along with iPhone and iPad applications gives you easy access to the data anytime anywhere.

Our Product

Easy Access to Information Anytime and Anywhere
The cornerstone of collaboration and analysis in Oxane Panorama is a centralized database and document repository storing all the data and documents pertaining to the transaction. By transforming the data into a relational structure, Oxane Panorama allows you to access any information, data or document at the click of a button rather than sifting through various files, folders and emails. Our web based application provides convenient and secure access to the data anytime anywhere and iPhone/ iPad application ensures access to data on the go and during site-visits.

Single Platform for All Due-Diligence Partners
You can provide secure access to your due-diligence parties and control the information flow to them. Customized due-diligence report templates can be shared with due-diligence partners and the reports can be received from them through the platform in a digitized manner so that it gets stored in the centralized database. This enables managing the workflow better as well as leveraging the work done and money spent on the due-diligence for similar transactions in the future.

Powerful Reporting Tools
Our simple and configurable interface combines ease of use with powerful customization to match the requirement of the transaction as well as the way you work. All this leads to insights and easy decision making through powerful reporting tools, including visual dashboards and reports that can be easily exported as excel, word or pdf document.

Geo-mapping and Comparables
Oxane Panorama provides highly powerful tools to enhance the quality of the data for better decision making. All the real estate collateral is geo-mapped at the time of uploading to the platform enabling you to view the properties on the map and see their street views and satellite images. It can also fetch property valuation comparables from due-diligence done on similar previous transactions as well as real estate portals or auction sites. It enables a desktop valuation of the real estate collateral, thereby providing data points to validate the valuation provided by the Seller or the due-diligence counterparties.

iPhone and iPad Application
An easy to use iPhone and iPad application of Oxane Panorama allows you to access the data on the go as well as during site visits.

Secure Hosting
Oxane Panorama has been developed as a mission-critical application with secure encryption, high performance, true scalability, and uncompromising availability. We employ the latest proven hosting technologies to keep your data safe.

About Us

Oxane Partners was founded in 2013 by former credit traders from Deutsche Bank. The principals of the firm have an aggregate experience of more than 25 years with direct experience in areas of NPL Portfolio Trading, Structured Finance and Structured Credit. This enables us to understand the needs of our clients better. Oxane Partners has a team of highly motivated and experienced financial professionals, data analysts and technology experts. Our offshore delivery centre in India allows us to offer highly cost effective solutions to our clients.

European NPL Portfolio Landscape
The NPL Portfolio space in Europe is seeing a lot of deal flow but, with increased competition, the probability of deal conversion has reduced. As a result, lot of transactions need to be modelled, analysed and screened, requiring significant human capital and limiting the participation across all trades. Cost of getting involved in a trade is also high due to significant due-diligence expense incurred at every stage of the trade.

Our Value Proposition
Oxane Partners can provide customized and cost effective solutions that offer a high level of scalability and flexibility to our clients in effectively dealing with such competitive environment. We understand the challenges of complex valuations, due diligence and loan underwriting engagements and support our clients not only in pre-closure phases of a trade but also actively monitor the portfolios post closure.

Our Experience
We have the experience of analysing various underlying asset classes such as Residential Mortgages, Commercial Real Estate, Consumer Loans and Unsecured Loans for both performing and non-performing portfolios. We have also worked on transactions across several European jurisdictions such as UK, Ireland, Spain, Italy, Portugal and Greece. In 2014, we worked on portfolio transactions aggregating to notional of more than €3 billion covering various asset classes and jurisdictions. We are currently providing monitoring and reporting services on several portfolios across Europe with an aggregate notional of €8+ billion.

Pre-Closure Services - Due-Diligence and Modelling

  • Data Review : Review of data-room information and converting it into format easily usable for underwriting
  • Data Quality Checks : Reviewing quality of data tape and historical cashflows and highlight discrepancies
  • Seller DD Report Reviews : Review of Seller due-diligence reports and creating one page summaries
  • Roll-up Docket Creation : Docket creation for roll-ups consolidating information from multiple sources
  • Comparables : Property comparables from public sources like price register, auction sites and property portals
  • Historical Payments Analysis : For performing and sub-performing pools to derive key trends, cohorts, etc
  • Pricing : Predictive cashflow modelling with loan-by-loan projections and portfolio pricing

Post-Closure Services - Monitoring and Reporting

  • Customized Reporting : Calculating asset performance and variance analysis as per required format
  • Red Flag Reporting : To proactively spot any issues in asset performance and take precautionary measures
  • Dashboard Reporting : To monitor performance of portfolio of transactions and derive key trends
  • Model Updations : Update the underwriting model on regular basis for MTM purposes or re-underwriting
  • Annual Business Planning : Engage in discussions with our clients and servicers to draw revised business plan
  • Leveraging Technology : To provide real-time access to reports anytime and anywhere in a secure manner

Contact Us

  • Office Address :
  • Oxane Partners Limited
    Kemp House
    152 City Road
    London EC1V 2NX
  •  
  • Unit No. 33-34, Spaze ITech Park
    Building B1, Sohna Road
    Gurgaon 122018
    India
  • Email :
  • info@oxanepartners.com
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